Personal Accident Insurance or Disability Insurance is the must to have Insurance as it’s the only way you can cover the risk of disability.
Personal Accident Insurance
Why do I need a Personal Accident Insurance policy?
Life Insurance covers the risk of life, it’s equally important to cover the disability as Accidental death and disability are rise in India. Accidents not only results in Death but it will put temporary halt in your life due to disablement, this policy provides you with compensation based on the severity of the incidents and income on temporary disablement.
What are the benefits of Personal Accident policy?
Personal Accident policy offers following benefits like
- Accidental Death
- Permanent Total Disability – PTD
- Permanent Partial Disability – PPD
- Temporary Total Disability – TTD
- Accidental Hospitalization
- Accidental Hospital Cash Benefit
Who all need Personal Accident Insurance?
Everybody who earns needs this policy it’s a must to have Insurance.